5 Things Overseas Filipinos Should Know Before Buying Property in the Philippines

Investing in property back home is one of the biggest dreams of many Overseas Filipinos. Whether it’s for your family, retirement, or as an income-generating asset, owning a property in the Philippines brings both emotional and financial rewards. But before taking the leap, there are a few important things you need to know.

1. Work Only with Licensed Brokers and Developers

The Philippine real estate industry is regulated by the Real Estate Service Act (RESA Law – RA 9646). To avoid scams, make sure you’re dealing with PRC-licensed brokers and accredited developers. At Forterra, we only connect clients to verified professionals.

2. Understand the Different Property Options

From pre-selling condos with high ROI potential, to retirement homes in gated communities, to vacation rentals you can list on Airbnb — knowing what fits your goals is key. Forterra helps you explore all these options in one place.

3. Plan for Financing Early

Overseas Filipinos have access to local bank financing, in-house developer financing, or cash purchases. Each has pros and cons, so it’s best to prepare your documents and assess what works for your budget.

4. Consider Property Management

If you’re abroad, who will manage your home or rental unit? Professional property management services protect your investment, handle tenants, and ensure upkeep — something Forterra supports through partner services.